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Summer has come to an end, but thunderstorms and heavy rain can still pose risks into the fall and early winter seasons. Sudden storms, along with heavy precipitation forecasts, can leave homeowners vulnerable to flooding, leaks, and costly damage. Preparing in advance not only helps protect your property but also provides peace of mind when severe weather hits. Consider these questions to help you get your home ready to weather a storm.

Does your insurance cover flood damage?

Property insurance policies usually cover sudden internal water damage, such as burst pipes. However, they may not include overland flooding, sewer backup, or groundwater seepage unless you’ve added extra protections to your policy. Most insurers offer these additional coverages and can help safeguard your home during heavy rainfall or rapid snowmelt. Confirming and understanding the specifics of your policy ensures you won’t face unexpected costs following a storm.

Are your gutters and downspouts clear?

Ensure that rainwater has proper drainage away from your home. During the fall, gutters and downspouts often collect leaves and debris, preventing water from draining properly. A quick inspection and cleaning this season can reduce the risk of leaks and basement flooding.

Will your sump pump or backwater valve hold up during a storm?

If you have a sump pump or backwater valve, test it before severe weather hits. A functioning flood protection system is one of the most effective tools for preventing water accumulation in your basement. Consider adding a battery backup to keep it running during power outages.

Protecting your valuables?

Consider relocating valuables and important documents to higher shelves or upper floors, especially if you opt to use your basement or below-grade rooms as storage. Electronics, sentimental items, and irreplaceable paperwork are especially vulnerable to water damage. Storing them securely in waterproof containers adds an extra layer of protection to belongings that must remain at or below ground level.

Are you staying updated on weather alerts?

Staying informed is crucial. Weather forecasts and local alerts give you the information you need to act quickly. Knowing when a severe storm is approaching allows you to move vehicles, secure outdoor furniture, and prepare your family in advance.

What other steps can you take?

Other helpful preparations include trimming trees to reduce the risk of falling branches, securing loose outdoor items, and ensuring emergency supplies like flashlights and batteries are on hand.

By taking these precautions now, you can help safeguard your home, your family, and your peace of mind when thunderstorms and heavy rainfall arrive.

At WINMAR®, we know how devastating storm damage can be. If you experience property damage, rely on WINMAR® to restore what matters.

Rely on WINMAR® when disaster strikes – 24/7, 365 days a year.

Frequently Asked Questions

Q: How can I protect my home from heavy rain damage?

A: Key protection steps include cleaning eavestroughs and downspouts, ensuring downspouts discharge water well away from the foundation, checking that window wells have proper drainage, grading soil away from the foundation, and having your sump pump tested before storm season.

Q: What is a backwater valve and do I need one?

A: A backwater valve is a plumbing device installed in the main drain line that prevents sewage from backing up into your home during heavy rainfall events. Many Canadian municipalities offer rebate programs for installation. If your neighbourhood has experienced sewer backup, it is worth considering.

Q: Does lightning striking near my home cause damage?

A: A direct or nearby lightning strike can cause power surges that damage electronics and appliances, fires in the roof or attic, and in severe cases, structural damage. Whole-home surge protectors and proper grounding are the primary preventive measures.